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Privacy Policy

Last Updated: October 10, 2016

This online privacy policy applies to the Greenlight website, Greenlight.me (the “Website”), the Greenlight application for a mobile phone or any other device (the “Application”), Greenlight Services and all related sites, applications, data storage, services and tools regardless of how you access or use them. By requesting, accessing, or otherwise using our services, products, features, functions, technologies, or content offered on the Website, the Application, and all related sites and applications, regardless of how accessed, including by computer, mobile phone, or any other device (collectively “Greenlight Services”), you accept this Privacy Policy and agree to the collection and use of your Personal Information in accordance with this Privacy Policy. A “Greenlight Account” means the service account at Greenlight, established by the Primary Accountholder, through which the Greenlight Services are provided with regard to the Primary Account and Sub-Account(s). The terms “Primary Account,” “Primary Accountholder,” “Sub-Account,” and “Sub-Account Cardholder” shall have the same meanings as set forth in the Greenlight Terms of Service.

We use the term “Personal Information” in this Privacy Policy to describe information that can be associated with a specific person and can be used to identify that person. We do not consider Personal Information to include information that has been aggregated and/or otherwise made anonymous such that it does not identify a specific individual.

What information do we collect and how do we collect it?

When you use, visit, or otherwise interact with the Greenlight Services, the Website, and/or the Application, you will sometimes give information directly to us or to our third-party service providers, including your name, account information, email address, mailing address, phone number, date of birth, or other Personal Information.

Additionally, when you use, visit, or otherwise interact with the Greenlight Services, the Website, and/or the Application, we and our third-party service providers may use technology that stores or collects information sent to us by your computer, browser, mobile phone, or other device. This information may include your IP address, unique device identifiers, or other unique identifier; your device functionality, such as the type of browser, operating system, or hardware used; your device location, which may include a street name and city or GPS-location; mobile network information; your activities within the Greenlight Services, the Website, and the Application; your email address and mobile phone number; and other information. When you use the Greenlight Services, we also collect information about your transactions and your activities, including financial and payment information.

We may also obtain information about you from third parties, including, but not limited to, credit bureaus and identity verification services.

How do we use cookies?

hen you use the Greenlight Services, the Website, and/or the Application, we (including our service providers) may place “Cookies” (small data files, including cookies, pixel tags, and/or other local storage provided by your browser or associated applications) on your computer, browser, mobile phone, or other device. We use these technologies to improve Greenlight Services, including to: recognize you as a customer; customize Greenlight Services; help ensure that your account security is not compromised; mitigate risk and prevent fraud; and to promote trust and safety across the Greenlight Services.

We use both session Cookies, which expire and no longer have any effect when you log out of your account or close your browser, and persistent Cookies, which remain on your device until you erase them or they expire. We encode our Cookies so that we or our third-party service providers can interpret the information stored in them. You are free to decline Cookies if permitted by your computer, browser, mobile phone, or other device, although doing so may interfere with your use of the Greenlight Services.

How do we use the personal information we collect?

We may use your Personal Information to:

How do we share personal information with their parties?

We may share your Personal Information with third parties for the purposes of providing Greenlight Services to you. Third parties may include partner banks and financial institutions; credit bureaus, identity verification services, and collection agencies, as permitted by law; other business entities, in the event of any business reorganization, merger, sale, joint venture, or other disposition of some or all of Greenlight’s business; and law enforcement, government officials, or other third parties as required by subpoena, court order, or other legal requirement or process.

 

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